As our name suggests, the whole point of this website is to make things really Easy! Everything from the application form, getting a fast decision - all the way through to you receiving your money and making the repayments. There are no hidden charges on this website and no upfront payments for anything - what could be easier?
Our brand suggests that we just help those with poor credit - this is far from the truth. Whilst it is true we welcome applications and help those with less than perfect financial pasts, we also offer competitive rates on prime applicants.
Whilst we only have one application form, it allows us to get a insight into the risk that each borrower brings when we decide what rate of interest to charge. We will then put a real offer to you - including amounts and rates - and you are free to accept or reject it at any time.
We make our own lending decisions in most cases. We no longer offer Payday Loans ourself, but we have lenders on our network who are able to make offers to those looking for a more short term solution.