Frequently Asked Loan Questions

Our FAQ section is able to answer most of your questions without the need to speak to us directly. It is build from past inquiries and updated regularly

Getting The Financial Facts

What is an Easy Loan?

An Easy Loan is a an unsecured loan of £100 up to a maxium of £5000, arranged without paperwork and with an online decision. Normally repaid within 3 years. is the official provider of "Easy Loans".

Is "Easy Loans" anything to do with Easy Jet or Stelios?

No, 100% not. We have no links to "Easy Group" "Stelios Haji-loannou" or "Easy Jet" and nor would we want to.

We are an independent company. Please don't blame us if your flight is cancelled - yes it has happened

How much is the maximum I can borrow with Easy Loans?

You can borrow up to a maximum of £5000 over a maximum term of 3 years. All loans are unsecured and there is no need for a guarantor.

How do I apply for an Easy Loan?

Our simple online application form will do all the hard work for you. There are just 22 questions standing between you and our Easy Decision.

Once approved, the money will be in your bank withing 15 -30 minutes.

Easy Loans have called me and told me that I have been pre-approved for a loan.

Please stop, Easy Loans doesn't cold call customers. It is not us that is calling you. It is important that you do not pay these people any money upfront as you will lose it.

Please read this No Fees page to learn more.

I have bad credit, can Easy Loans help?

If anyone can help, we feel we can. As you can imagine, with a brand name like ours we are used to dealing with people who have bad credit. Apply online and we'll give you a real full decision in less than 2 minutes.

Everyday we approve people who think they won't get accepted for a loan. Don't decline yourself.

How do I apply for a Easy Mortgage?

We need to take more details and ask more questions that the average loan agreement. We ask that you get in touch with us via our contact us page. 

Most mortgage applications take around 15 minutes. We can arrange a call back at your request if you prefer.